Own a Home.
Build Generational Wealth.
Build Generational
Wealth.
Buy Your First Home.
Africatown Community Land Trust is helping Black families in Seattle become first-time homeowners without the sky-high costs.
Buy Your First Home.
Africatown Community Land Trust is helping Black families in Seattle become first-time homeowners without the sky-high costs.
Homeownership is Closer Than You Think.
Buying your first home shouldn’t feel impossible. But in a city like Seattle—where the median home price is over $700K and gentrification has displaced generations of Black residents—it can seem out of reach.
Africatown Community Land Trust (ACLT) is here to change that.
We’ve brought together the strongest tools, partners, and funding resources to make homeownership not just a dream—but a real, tangible option for Black families today.
Homeownership
is Closer Than You Think.
Buying your first home shouldn’t feel impossible. But in a city like Seattle—where the median home price is over $700K and gentrification has displaced generations of Black residents—it can seem out of reach.
Africatown Community Land Trust (ACLT) is here to change that.
We’ve brought together the strongest tools, partners, and funding resources to make homeownership not just a dream—but a real, tangible option for Black families today.
Get Up to $150,000*
in Down Payment Assistance.
Save Big, Design Bigger.
Say Goodbye to Closing Costs.
Own your home faster + 0% interest.
No more saving for years. The Washington Covenant Homeownership Program makes first-time homeownership faster and less stressful.
*Maximum of $150,000 toward your home purchase.
Get Up to $150,000*
in Down Payment Assistance.
Save Big, Design Bigger.
Say Goodbye to Closing Costs.
Own your home faster + 0% interest.
No more saving for years. The Washington Covenant Homeownership Program makes first-time homeownership faster and less stressful.
*Maximum of $150,000 toward your home purchase.
Access the Best Mortgage in America.
Thanks to our partnership with NACA (Neighborhood Assistance Corporation of America), qualified buyers can unlock major advantages:
$0 down payment
$0 closing costs
No PMI (Private Mortgage Insurance)
Below-market fixed interest rates
Plus — if you’ve got your eye on a fixer-upper, rehab loans are available to help you turn it into your dream home.
Access the Best Mortgage in America.
Thanks to our partnership with NACA (Neighborhood Assistance Corporation of America), qualified buyers can unlock major advantages:
$0 down payment
$0 closing costs
No PMI (Private Mortgage Insurance)
Below-market fixed interest rates
Plus — if you’ve got your eye on a fixer-upper, rehab loans are available to help you turn it into your dream home.
Already Own a Home?
We’ve got you too.
If you’re a current homeowner in the Central District or nearby, you may qualify for:
Forgivable loans for critical home repairs
Senior property tax relief
Funds to build an ADU or DADU on your property
Support is still available—but many of these programs have deadlines ending June 30, 2025.
Already Own a Home?
We’ve got you too.
If you’re a current homeowner in the Central District or nearby, you may qualify for:
Forgivable loans for critical home repairs
Senior property tax relief
Funds to build an ADU or DADU on your property
Support is still available—but many of these programs have deadlines ending June 30, 2025.
The Vision: Keep Black Families Rooted in Seattle.
Seattle’s Black population in the Central District has fallen from 90% in the 1970s to just 10% today. We believe the future must be rebuilt where the harm was done. That’s why we’re not just helping you buy a home—we’re restoring legacy, stability, and power through land purchases, community programs, and development.
The Vision:
Keeping Black Families Rooted in Seattle.
Seattle’s Black population in the Central District has fallen from 90% in the 1970s to just 10% today. We believe the future must be rebuilt where the harm was done. That’s why we’re not just helping you buy a home—we’re restoring legacy, stability, and power through land purchases, community programs, and development.
Get Started Now,
Ready to explore your options, talk to a counselor, or attend an info session?
Click the button below to connect with our team and get updates about Africatown Wealth Builder opportunities.
Homeownership isn’t just possible. It’s happening.
Get Started Now.
Ready to explore your options, talk to a counselor, or attend an info session?
Click the button below to connect with our team and get updates about Africatown Wealth Builder opportunities.
Homeownership isn’t just possible. It’s happening.